By using the Site, you agree to these Terms of Use as amended from time to time. Furthermore, when you access the Site and at various other places on the Site, you specifically acknowledge your agreement with the most current version of these Terms of Use.

You may use our site only for lawful purposes and are prohibited from the following:

• The reproduction, duplication, copy, or re-sale of any part of the Site
• The harm or harassment of other Site users
• The use of any device or software that contains viruses, malicious code, or any other harmful programs intended to interfere with the proper working of the Site or impose an overload on our infrastructure
• The use of this Site if you are under age 18, without a parent.

The informational content available on the Site are for obtaining general information and educational purposes only. The content and services offered on this Site are not intended to provide medical advice, diagnosis, or treatment. This Site is not a substitute for obtaining professional medical advice, diagnosis, or treatment. Please do not provide any patient health information in the comments fields in the Site. If you choose to do so, any such information does not constitute patient Protected Health Information, as that term is defined by the Health Insurance Portability and Accountability Act of 1996, and its implementing regulations (“HIPAA”) and will not be subject to the privacy and security protections under HIPAA.

Talk is interested in studying and better understanding how different novel approaches engage and increase sexual health and relationship knowledge among young adults. The Site contains an innovative approach to sexuality education designed to increase knowledge and awareness of some of the sexuality related issues commonly experienced by young adults and the related decisions they are likely to confront. The fictional stories contained on the Site are intended for mature audiences and were written specifically to better prepare individuals 18 or older who are in or preparing to go to college. While the intent of the Site is to be health promoting, the fictional stories deals with many sensitive issues related to sex, relationships, and violence. As such, some individuals may find the plot lines and material within the fictional stories triggering. User discretion is advised. The Site is not designed to serve as or take the place of high quality, medically accurate, scientifically-based sex/sexuality education, but rather to supplement it. TALK makes no warranties or representation that the information prepares any individual with all the information they need or all the scenarios / decisions they are likely to confront.

Furthermore, all names, characters, dialogue and situations presented across this platform are fictional. Though the stories are meant to portray problems and situations the authors know to be typical, no real life incidents or experiences have been deliberately reproduced in whole or part within these stories, and any resemblance to actual people or events is coincidental. 

The Site and the content accessible through the Site, and all intellectual property rights included in or associated with the Site, including but not limited to patents, copyrights, trademarks and service marks (collectively, "Content"), are owned or licensed by TALK, and all right, title and interest in and to the Site and Content remains with us and our licensors. Except as ordinarily occurs when a website is downloaded to your computer in the normal course of browsing such web site, material from the Site may not be copied, distributed, re-published, uploaded, posted, modified, reverse engineered, or transmitted in any manner without our prior written consent. Certain Content may be licensed from third parties and all such third-party content and intellectual property rights related to such content belong to the respective third parties. In any event, you may not remove any copyright, trademark or other intellectual property or proprietary notice or legend contained on the Site or in the Content.

Our Privacy Policy for the access to and use of our Site can be found here Privacy Policy. By agreeing to these Terms of Use, you also agree to our Privacy Policy which is incorporated herein by reference. As with other provisions of these Terms of Use, the Privacy Policy is subject to change from time to time. Your continued use of the Site constitutes your acceptance of any changes to the Privacy Policy.

The material on this Site could include technical inaccuracies or typographical errors. YOU USE THE SITE AT YOUR OWN RISK. THE SITE IS PROVIDED "AS IS," WHERE IS, WITH ALL FAULTS AND WITHOUT ANY WARRANTY OR CONDITION OF ANY KIND, EXPRESS, IMPLIED OR STATUTORY. THE ENTIRE RISK AS TO SATISFACTORY QUALITY, PERFORMANCE, ACCURACY, AND EFFORTS IS WITH YOU. WE SPECIFICALLY DISCLAIM THE IMPLIED WARRANTIES OF FITNESS FOR PARTICULAR PURPOSE, MERCHANTABILITY, QUALITY, ACCURACY, OR TITLE. FURTHERMORE, THERE IS NO WARRANTY AGAINST INTERFERENCE WITH YOUR ENJOYMENT OF THE SITE OR AGAINST INFRINGEMENT. We also do not guarantee uninterrupted or secure access to the Site, that defects will be corrected, or that the Site or the servers that make it available are free of viruses or other harmful components.

We provide the Site as an online service provider; we are not responsible for any loss or injury whatsoever due to Content or other information published through this Site. The Site may be unavailable due to maintenance or other factors and we will have no liability for any such unavailability. We will also not have any liability for any loss of data, degraded data, old or outdated data, or errors in data resulting from non-deliveries, mis-deliveries or service interruptions caused by us, any third-party acts or any other web host provider or the Internet infrastructure and network external to the Site. The limitations of liability provided in these Terms of Use inure to our benefit and to the benefit of our affiliates, and to all of our respective officers, directors, employees, and agents.

IN NO EVENT SHALL WE BE LIABLE FOR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE OR EXEMPLARY DAMAGES, OR FOR ANY LOSS OF PROFITS OR REVENUE, REGARDLESS OF WHETHER WE KNEW OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGES, AND IN NO EVENT SHALL OUR TOTAL CUMULATIVE LIABILITY UNDER THIS AGREEMENT EXCEED $100.

Some jurisdictions do not allow excluding or limiting implied warranties or limiting liability for incidental or consequential damages, and some jurisdictions have special statutory consumer protection provisions which may supersede the foregoing disclaimers and limitations. As a result, these disclaimers and/or limitations may not apply to you if prohibited by law.

At some point the Site includes links to third party sites; you may link to such third party websites as the user of this Site. The third party sites are not under the control of Talk and Talk is not responsible for the contents of any third party website, any links contained in the third party’s websites. Talk is providing these links to third party websites to you only as a convenience and is not responsible for any kind of loss/ damage arising out of it.

The Site may contain links to third-party web sites not under our control or operation. We provide any such links only as a convenience and do not endorse and are not responsible for the contents of any linked site or any link contained in a linked site. The Site may contain news, information, or pricing published by various third-party providers. Use of any third-party content may be conditioned upon terms and conditions as provided, from time to time, by such third-party providers.

Certain portions of the Site may contain additional functionality, including but not limited to web portals, web applications and other interactive features restricted by username/password access (“Optional Functionality”). Access to any Optional Functionality is subject to a separate monitoring or other services agreement between you and us, and such access to the Optional Functionality may be subject to terms from our third party service providers and may be terminated without notice upon termination of the separate monitoring or services agreement and/or if we determine that you are using the Optional Functionality improperly, illegally or in any other manner which is detrimental to us and/or our customers and suppliers.

You agree to indemnify, defend and hold us harmless from and against any and all claims, demands, actions, costs, liabilities, losses and damages of any kind (including attorneys' fees) resulting from: (i) your use of the Site; (ii) your breach of any provision of these Terms of Use; (iii) the illegality, reliability, appropriateness, originality or copyright of any submission to TALK; and/or (iv) any intentional wrongdoing by you.

You recognize that, although the Internet can be accessed from anywhere in the world, the Site is deemed to be located in the Commonwealth of Pennsylvania, and that when you access the Site, you are doing so in the Commonwealth of Pennsylvania, USA. These Terms of Use shall be governed by and construed in accordance with the internal substantive laws of the Commonwealth of Pennsylvania without giving effect to any principles of conflict of law and the federal laws of the United States of America. Any controversy or claim arising out of or relating to THESE TERMS OF USE, or the breach thereof, shall be settled by arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules, and judgment on the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof. YOU FURTHER AGREE THAT ANY ARBITRATION ACTION BROUGHT BY YOU ARISING OUT OF OR RELATING TO THESE TERMS OF USE OR THE PROVIDER WEB SITE SHALL BE FILED ONLY IN ALLEGHENY COUNTY, PENNSYLVANIA AND YOU HEREBY CONSENT AND SUBMIT TO PERSONAL JURISDICTION AND VENUE IN ALLEGHENY COUNTY, PENNSYLVANIA.

We may terminate or suspend access to the Site immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms of Use.

Headings are for reference purposes only. Our failure to exercise or enforce any right or provision of the Terms of Use shall not constitute a waiver of such right or provision. If any provision of these Terms of Use shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these Terms of Use and shall not affect the validity and enforceability of any remaining provisions. Recognizing the global nature of the Internet, you agree to comply with all local rules regarding online conduct and acceptable materials. Specifically, you agree to comply with all applicable laws regarding the transmission of technical or other data exported from the United States or the country in which you reside. These Terms of Use, and any web pages or other documents incorporated by reference, set forth the entire understanding and agreement between us with respect to the subject matter hereof.

We reserve the right, at our sole discretion, to modify or replace these Terms of Use at any time and your continued use is your consent to such changes.